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Loan Consultant

My name is Brad Phillips and most recently I took on the position as a loan consultant for Blue Harbor Auto. Daily duties entail obtaining personal information from applicants, then breaking down their credit data to help educate the consumer and find loan products within specified limits, reviewing loan documentation within various state specific limits, meeting underwriting guidelines, and above all else exemplifying the highest level of customer service. 

Previously, I held a position with Nordstrom FSB corporate credit office as a Senior Service Credit Specialist. This helped me become familiarized with the credit field with over 5 years of experience in financial consulting, knowledge reviewing credit reports/ credit histories, assessing the risk for prospective refinance loans to determine feasibility, and granting loans in accordance to federal laws. I went above and beyond to exceed company standards by evaluating all given information with financial statuses, managing corporate financial statements for both business and studio accounts (including business with Universal, MGM, Paramount, and Viacom), and checking in with both existing and prospective clients, in order to ensure that they are satisfied while understanding all terms of the loan agreements. 

I have a diverse background working with clients; engaging with customers over telephone to provide information about a multitude of different goods and services, all the while keeping up with market trends and regulations as they continue to evolve with economic and accounting principles and practices. This includes the financial markets, banking, analysis, and reporting of financial data accurately, in accordance to federal laws.I am extremely proficient with my typing skills (70 wpm+): I am a huge computer junkie. I love the beach, pizza, shooting photography, and some netflix.

(LION) Linkedin Open Network ! I never IDK 

Looking for new opportunity.

Please feel free to connect with me!

o Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
o Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
o Conferring with applicants to obtain information for loan applications and to answer questions about the process.
o Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
o Review loan agreements to ensure that they are complete and accurate according to policy.
o Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
o Handle customer complaints and take appropriate action to resolve them.
o Staying in alignment to new types of loans and other financial services and products to better meet customers' needs.
o Review and update credit and loan files.
o Submitting applications to credit analysts for verificat

o Conferred with customers by telephone to provide information about products or services, take or enter orders, cancel accounts, or obtain details of complaints.
o Resolved customers' service or billing complaints by performing activities such as processing payments, refunding money, or adjusting bills.
o Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
o Compiled information about new accounts, enter account information into computers, and file related forms or other documents.
o Analyzed credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
o Compared liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Senior Service Specialist

o Established or identify prices of goods, services or admission, and tabulate bills using calculators, cash registers, or optical price scanners
o Received payment by cash, check, credit cards, vouchers, or automatic debits.
o Answered customers' questions about merchandise and advise customers on merchandise selection.
o Packed customer purchases in bags or cartons.

Grocery Clerk

Find out detailed information about Brad Phillips, Loan Consultant in Huntington Beach, CA

Brad Phillips: Loan Consultant in Huntington Beach, CA

Brad Phillips

BlueYield

Nordstrom FSB

Albertsons

Huntington Beach High School

Orange Coast College