Xavier Cervantes-Luna

Dedicated professional with over thirty years of management experience in credit, collections, receivables, customer service and retail banking; adept at administering credit and collections programs and training, coaching and mentoring team members to improve cash flow, reduce receivables and minimize bad debt losses. Strengths encompass:

• Long Term Management Experience • Compliance
• Credit Analysis and Reporting • Loan Processing Center Experience
• Credit Policy and Procedure Development
• Collections and Accounts Receivable • Strong Business Acumen
• Team Development through training, Coaching
and Mentoring