Jean-Patrick Cassard


Working as AML / Compliance Country Manager and reporting to the Group Chief Compliance Officer (based in Jeddah) • Establishing a process for ensuring that the Compliance Department is aware of all planned rules • Conducting a regular Compliance / AML Risk Assessment • Implementing relevant Compliance / AML Documents, Policies and Procedures and Systems • Delivering Compliance / AML Training to all relevant staff National Commercial Bank, Jeddah, KSA (Apr 2008 - Jan 2012) Senior Credit Officer Key Profile: Worked as Senior Credit Officer (SCO) in the Risk Management Div. and reporting to the Credit Risk Manager. • Providing independent review & approval of credits and conducting pro-active risk management of transactional and portfolio activities. • Involved in conceptualizing and implementing business strategies and developing new products. • Handling prospects screening list, calling customers and reviewing and recommending Target Market (TM) / Risk Acceptance Criteria (RAC). • Ensuring that the businesses are executed in compliance with the Bank's credit risk management policies, standards and practices • Designed & Launched Business Banking Credit Program Banque Nationale de Paris -BNP Paribas, Lebanon (Jun 1991 - Apr 2008) Credit Risk Controller Key Profile: Joined Banque Nationale de Paris -BNP Paribas in Jun 1991, rose through promotions to be Head of Credit Control in Apr 2002. Head of Credit Control & Reporting dept., led a team of 4 personnel, reported to the Risk Manager and assessed quality of loans portfolio, • Involved in daily monitoring of credit risks through daily exception and excess reports and executed credit decision in compliance with lending limits and approved guidelines. • Implemented decisions taken by credit committee and followed up on the regularization of exceptions. Accounting Department (Feb 1999 - Mar 2002), Back Office (Mar 1996 - Jan 1999) Letters of Guarantee dept. (Nov 1994 - Feb 1996), Commercial Information Dept. (Jul 1993 - Oct 1994) Front desk Clerk (Jun 1991 - Jun 1993)