Master of Controlling and Managerial Accounting

Skilled Senior Credit Analyst with 13 years' experience in international banking and leasing finance. Extensive background in financial analysis including cashflow analysis and financial planning. Strong knowledge of financial products and collaterals.

• Analyzed risk of small and medium size (up to $170M yearly sales) clients in various industries (transportation, construction, wholesale, retail, rentals, IT, restaurant chains, agriculture, manufacturing) including company background check, market overview, presenting existing bank relationships, trade receivables/trade payables, financial analyses, collateral structure, summary of strengths and weaknesses of the company, and recommendations (structure, collateral)
• Analyzed corporate groups and created consolidated financials when necessary
• Financial planning (best-case, client-case, worst-case scenario)
• Carried out cash flow analyses, stress tests
• Conducted quarterly monitoring
• Supported and supervised junior colleagues
• Collaborated with all departments, sales and account management, credit and risk management and relevant third parties during credit and risk process
• Wrote all applications in English
• Participated in decision-making forum and presentation of applications
• Products: overdraft, short-term loans, investment loans, long-term loans, leasing, bank guarantees, treasury limit

Senior Credit Analyst

• Executed risk management and credit underwriting processes
• Analyzed risk of customer/end-user, local vendor or local dealer (without exposure limit, maximum request was $70M)
• Analyzed multinational groups
• Made decisions independently up to $300K
• Supported and supervised junior colleagues
• Substituted for Regional Risk Manager
• Supported sales process from application to decision proposal
• Participated in local decision-making forum ($300K-$5M), presentation of deals
• Conducted policy reviews
• Communicated with clients
• Products: closed-end financial lease, open-end financial lease, rental (operational lease), investment loans

Senior Credit Risk Analyst/Credit Underwriter

• Conducted financial analyses between $150K and $3.5M
• Made decisions independently up to $300K
• Conducted regular monitoring activity
• Reviewed account turnover
• Supported Collection activities
• Met with clients
• Products: ST loans, LT loans, investment loans, overdraft, treasury

Credit Risk Analyst

• Conducted financial analyses between $350K and $2.5M
• Advised on structure and collaterals
• Participated in decision-making forum with Risk and Sales Manager
• Conducted monitoring
• Restructured deals
• Participated in client meetings

Senior Credit Risk Analyst

Find out detailed information about Zsolt Videki,  in Chino, CA

Zsolt Videki: in Chino, CA

Zsolt Videki

UniCredit Bank Hungary

De Lage Landen Finance

Citibank Europe plc

ING Leasing

Budapest Lízing Zrt

Budapest Business School

Budapest Business School

University of Pecs